12871 Oakfield Way, Poway, CA 92064 Property Records

San Diego County property record for 12871 Oakfield Way, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,750 sqft · built 1974
Lot Size	0.147 acres (6,404 sqft)
Owner	Company Name on Record
Tax Bill	$7,123 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Second Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`275-660-56-00`

Property Details

APN / Parcel Number

Primary APN	`275-660-56-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,404 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12871 OAKFIELD WAY
City	POWAY
State	CA
Zip	92064-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 96 TR 007773
Legal Subdivision	SUMMERFIELD ENCINITAS
Legal Tract	007773
Legal Block	3
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	17006

Owner

Source: San Diego County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
May 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 2, 2022	Intrafamily Transfer, Transfer
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT FINANCIAL SERVICES GROUP INC
Jan 27, 2020	Intrafamily Transfer, Transfer · VA Mortgage INDEPENDENT FINANCIAL SERVICES GROU
Apr 23, 2019	Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Oct 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 1, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR
May 3, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020
Deed Sale	Jan 27, 2020
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202041166
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000049792
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2026
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000259034
Instrument Date	Aug 2, 2026
Instrument	2026259034
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	N TITLE COMPANY, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520

Mortgage

Document Number	0000259034,
Date	Sep 3, 2026
Instrument	2026259034

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520

Mortgage

Document Number	0000129921
Date	May 18, 2023
Instrument	2023-0129921

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2022
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000049792
Map Reference	MAP 7773
Instrument Date	Jan 21, 2022
Instrument	2022-0049792
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520

Mortgage

Document Number	0000028026
Date	Jan 14, 2021
Instrument	2021-0028026

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2020
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000041166
Map Reference	MAP 7773
Instrument Date	Jan 21, 2020
Instrument	2020-0041166
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520

Mortgage

Document Number	0000041167
Date	Jan 27, 2020
Instrument	2020-0041167

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2019
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000147902
Map Reference	MAP 7773
Instrument Date	Mar 29, 2019
Instrument	2019-0147902
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520

Mortgage

Document Number	0000147903
Date	Apr 23, 2019
Instrument	2019-0147903

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2017
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000506144
Instrument Date	Oct 23, 2017
Instrument	506144
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12871 OAKFIELD WAY POWAY CA 920641520, POWAY, CA 92064-1520

Mortgage

Document Number	506145
Date	Oct 31, 2017
Instrument	506145

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2017
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000510376
Instrument Date	Oct 23, 2017
Instrument	510376
Transaction Type	Transfer
Record Updated	Nov 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12871 OAKFIELD WAY POWAY CA 920641520, POWAY, CA 92064-1520

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000362179
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12871 OAKFIELD WAY POWAY CA 920641520, POWAY, CA 92064-1520

Mortgage

Document Number	0000362179
Date	Aug 10, 2017
Instrument	362179

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN DIEGO, CA 92128

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2017
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000198805
Instrument Date	Apr 6, 2017
Instrument	198805
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12871 OAKFIELD WAY POWAY CA 920641520, POWAY, CA 92064-1520

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2017
Property Address	12871 OAKFIELD WAY, POWAY, CA 92064-1520
Document Number	0000190319
Instrument Date	Apr 6, 2017
Instrument	190319
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12871 OAKFIELD WAY POWAY CA 920641520, POWAY, CA 92064-1520

Mortgage

Document Number	190320
Date	Apr 27, 2017
Instrument	190320

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,541 (+2%) Land $240,317 Building $573,224
2025	$7,123.00 (+3.62%)	$797,590 (+4.04%) Land $235,605 Building $561,985
2023	$6,874.00 (+0.35%)	$766,620 Land $226,457 Building $540,163
2022	$6,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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