12865 Oakfield Way, Poway, CA 92064 Property Records

San Diego County property record for 12865 Oakfield Way, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,621 sqft · built 1974
Lot Size0.136 acres (5,912 sqft)
OwnerCompany Name on Record
Last Sale$554,000 (Aug 2006)
Tax Bill$8,397 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN275-660-57-00

Property Details

APN / Parcel Number

Primary APN275-660-57-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,621 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area5,912 sqft (0.136 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12865 OAKFIELD WAY
CityPOWAY
StateCA
Zip92064-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 95 TR 007773
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007773
Legal Block3
Legal Lot Number95
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12865 OAKFIELD WAY, POWAY, CA 92064-1520
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2006 · Amount on Record
Deed SaleAug 22, 2006 · Amount on Record
Prior SaleMay 17, 1983 · Amount on Record
Deed Document Number2006599235
Prior Transfer DateMay 27, 1997
Prior Transfer Doc0000327487
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12865 OAKFIELD WAY, POWAY, CA 92064-1520
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12865 OAKFIELD WAY, POWAY, CA 92064-1520

Mortgage

Document Number0000671938
DateSep 23, 2021
Instrument2021-0671938
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$757,045 (+2%) Land $532,939 Building $224,106
2025$8,397.00 (+4.94%) Homeowner's exemption$742,202 (+4.04%) Land $522,490 Building $219,712
2023$8,002.00 (+1.69%) Homeowner's exemption$713,383 Land $502,202 Building $211,181
2022$7,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

Nearby Properties on Oakfield Way

Nearby Streets

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