12870 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12870 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 1989
Lot Size	13.5 acres (590,209 sqft)
Owner	Individual Name on File
Last Sale	$149,800 (Mar 2004)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-34151-04-056`

Property Details

APN / Parcel Number

Primary APN	`01-34151-04-056`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,076 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	590,209 sqft (13.5 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12870 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HUNTINGTON 2ND ADDITION 4 1 HUNTERS RUN VILLAS CONDO FILE #98 UNIT # 56 BEING PT OF OUTLOT E & LOT
Legal Subdivision	HUNTINGTON 2ND ADDITION
Legal Block	4
Legal Lot Number	56
Legal Unit	56
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1009
Census Tract	60840

Owner

12870 Echo Ln, a condominium, is owned and occupied by an individual who acquired it in September 2020.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12870 ECHO LN, SAINT PAUL, MN 55124-8673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jan 4, 2024	Affidavit of Death of Joint Tenant, Transfer EXECUTIVE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2004 · Amount on File
Deed Sale	Mar 26, 2004 · Amount on File
Prior Sale	Aug 27, 2001 · Amount on File
Deed Document Number	2004209873
Last Transfer Date	Sep 28, 2020
Transfer Doc	0003412341
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 4, 2024
Property Address	12870 ECHO LN, APPLE VALLEY, MN 55124-8673
Document Number	0003614779
Instrument Date	Dec 7, 2023
Instrument	3614779
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12870 ECHO LN, APPLE VALLEY, MN 55124-8673

Mortgage

Document Number	0003614780
Date	Jan 4, 2024
Instrument	3614780

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DAKOTA MN
Recording Date	Jan 4, 2024
Property Address	12870 ECHO LN, APPLE VALLEY, MN 55124-8673
Document Number	0003614778
Instrument Date	Dec 4, 2023
Instrument	3614778
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12870 ECHO LN, APPLE VALLEY, MN 55124-8673

Tax Assessment & Valuation

The 2025 property tax bill for 12870 Echo Ln was $2,324 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,324.00	$206,300 Land $33,600 Building $172,700	$206,300 Land $33,600 Building $172,700
2023	$1,810.00 Homeowner's exemption
2022		$184,700 Land $31,900 Building $152,800	$184,700 Land $31,900 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12870 Echo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12870 Echo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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