12865 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12865 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 1989
Lot Size	13 acres (590,209 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2004)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-34151-04-075`

Property Details

APN / Parcel Number

Primary APN	`01-34151-04-075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,076 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	590,209 sqft (13 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12865 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HUNTINGTON 2ND ADDITION 3 3 HUNTERS RUN VILLAS CONDO FILE #98 UNIT # 75 BEING PT OF OUTLOT G & LOT
Legal Subdivision	HUNTINGTON 2ND ADDITION
Legal Block	4
Legal Lot Number	75
Legal Unit	75
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1009
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12865 ECHO LN, SAINT PAUL, MN 55124-8676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2004 · Amount on Record
Deed Sale	Oct 18, 2004 · Amount on Record
Deed Document Number	2004218166
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 18, 2022
Property Address	12865 ECHO LN, APPLE VALLEY, MN 55124-8676
Document Number	0003567080
Instrument Date	Nov 7, 2022
Instrument	3567080
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 ECHO LN, APPLE VALLEY, MN 55124-8676

Mortgage

Document Number	0003567081
Date	Nov 18, 2022
Instrument	3567081

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12865 ECHO LN, APPLE VALLEY, MN 55124-8676
Document Number	0003324662
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 ECHO LN APPLE VALLEY MN 551248676, APPLE VALLEY, MN 55124-8676

Mortgage

Document Number	0003324662
Date	Sep 6, 2019
Instrument	3324662

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2034

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00 (+28.34%)	$209,200 (+11.57%) Land $33,600 Building $175,600	$209,200 (+11.57%) Land $33,600 Building $175,600
2023	$1,842.00 Homeowner's exemption
2022		$187,500 Land $31,900 Building $155,600	$187,500 Land $31,900 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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