1287 Valetta Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1287 Valetta Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2021)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-252-022-00`

Property Details

APN / Parcel Number

Primary APN	`02-252-022-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1287 VALETTA DR
City	TEMPERANCE
State	MI
Zip	48182-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIANT OAKS ESTATES LOT 22
Legal Subdivision	GIANT OAKS ESTATES
Legal Lot Number	22
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	833200

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1287 VALETTA DR, TEMPERANCE, MI 48182-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA
Jul 14, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	202118484
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	2021R18481
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 15, 2021
Property Address	1287 VALETTA DR, TEMPERANCE, MI 48182-2608
Document Number	2021R18484
Map Reference	LB 15 PG 27
Instrument Date	May 12, 2021
Instrument	2021R18484
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1287 VALETTA DR, 1287, TEMPERANCE, MI 48182-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 VALETTA DR, TEMPERANCE, MI 48182-2608

Mortgage

Document Number	0000018125
Date	Jul 12, 2021
Instrument	2021R18125

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jul 14, 2021
Property Address	1287 VALETTA DR, TEMPERANCE, MI 48182-2608
Document Number	2021R18481
Map Reference	LB 15 PG 27
Instrument Date	Apr 16, 2021
Instrument	2021R18481
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 VALETTA DR, TEMPERANCE, MI 48182-2608

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1287 VALETTA DR, TEMPERANCE, MI 48182-2608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HASSETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013286
Date	Jul 27, 2018
Instrument	2018R13286

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,200 (+3.88%)	$310,400 (+3.88%)
2025	$1,359.00 (-59.71%) Homeowner's exemption	$149,400 (+35.57%) Land $149,400	$298,800 (+35.57%) Land $298,800
2023	$3,373.00 Homeowner's exemption	$110,200	$220,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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