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1280 Valetta Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1280 Valetta Dr, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Jul 2024)
Tax Bill$1,996 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-252-031-00

Property Details

APN / Parcel Number

Primary APN02-252-031-00

Exterior

Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1280 VALETTA DR
CityTEMPERANCE
StateMI
Zip48182-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIANT OAKS ESTATES LOT 31
Legal SubdivisionGIANT OAKS ESTATES
Legal Lot Number31
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1006
Census Tract833200

Owner

Source: Monroe County records · APN 02-252-031-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address24818 FOXMOOR BLVD, WOODHAVEN, MI 48183-3788
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 16, 2023Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2024 · Amount on Record
Deed SaleJul 08, 2024 · Amount on Record
Prior SaleAug 16, 2023 · Amount on Record
Deed Document Number20249869
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Recording DateMay 22, 2026
Property Address1280 VALETTA DR, TEMPERANCE, MI 48182-2608
Document Number0000009238
Instrument DateMay 15, 2026
Instrument20269238
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 VALETTA DR, TEMPERANCE, MI 48182-2608

Mortgage

Document Number0000009238,
DateMay 22, 2026
Instrument20269238
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueJun 01, 2053
Interest
Rate6.3%
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateAug 16, 2023
Property Address1280 VALETTA DR, TEMPERANCE, MI 48182-2608
Document Number0000012179
Map ReferenceLB 15 PG 27-30
Instrument DateAug 11, 2023
Instrument2023R12179
Transaction TypeTransfer
Record UpdatedSep 05, 2023
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1280 VALETTA DR, TEMPERANCE, MI 48182-2608

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 VALETTA DR, TEMPERANCE, MI 48182-2608

Mortgage

Document Number0000012180
DateAug 16, 2023
Instrument2023R12180
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term182 Months
DueOct 01, 2038

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$191,000 (+3.8%)$382,000 (+3.8%)
2025$1,996.00 (-35.7%) Homeowner's exemption$184,000 (+68.96%) Land $184,000$368,000 (+68.96%) Land $368,000
2023$3,104.00 Homeowner's exemption$108,900$217,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Cable		1,000 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Frontier, Mercury Broadband, Verizon.

Based on FCC filings for 162 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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