Hamilton County property record for 1287 Heather Rdg, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,044 sqft · built 2023 |
| Lot Size | 0.249 acres (10,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (May 2026) |
| Tax Bill | $9,940 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0120-1035-00 |
| Primary APN | 540-0120-1035-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,044 sqft Living Area |
| Gross Area | 3,913 sqft |
| 1st Floor Area | 1,089 sqft |
| 2nd Floor Area | 1,355 sqft |
| Basement Area | 1,089 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 489 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 10,825 sqft (0.249 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1287 HEATHER RDG |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATHER RIDGE0.2485 AC LOT 3HEATHER RIDGE SUBDIVISION |
| Legal Subdivision | HEATHER RIDGE SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21102 |
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Nov 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| Jun 22, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2023 · Amount on Record |
| Deed Document Number | 202635141 |
| Deed Book / Page | 15661 / 941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000004454 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 15086/91 |
| Instrument | 2024-0004454 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000080246 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 15291/754 |
| Instrument | 2024-0080246 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 7, 2026 |
| Property Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000035141 |
| Book / Page | 15661 / 941 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202635141 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,070.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000035142, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 202635142 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 14, 2023 |
| Property Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000080782 |
| Book / Page | 15042 / 1710 |
| Map Reference | MB 493 PG 52&53 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023-0080782 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759 |
| Name | Verified Name |
|---|---|
| Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000080783 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023-0080783 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 22, 2023 |
| Property Address | 1287 HEATHER RDG, CINCINNATI, OH 45233-4761 |
| Document Number | 0000043000 |
| Book / Page | 14942 / 1917 |
| Map Reference | MB 493 PG 52&53 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 2023-0043000 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $246.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,940.00 (+2.52%) | $167,517 (-) Land $28,000 Building $139,517 | $478,620 (-) Land $80,000 Building $398,620 |
| 2024 | $9,696.00 (+477.49%) | $167,517 (+498.28%) Land $28,000 Building $139,517 | |
| 2023 | $1,679.00 | $28,000 Land $28,000 | $478,620 Land $80,000 Building $398,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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