12867 Catfish Rd, Hesperia, CA 92345 Property Records

San Bernardino County property record for 12867 Catfish Rd, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,966 sqft · built 2004
Lot Size	1.38 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Mar 2022)
Tax Bill	$8,359 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`0405-681-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0405-681-15-0000`
Alternative APN	`1062-601-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,966 sqft Living Area
Gross Area	3,681 sqft
1st Floor Area	2,966 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	60,548 sqft
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	583 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	12867 CATFISH RD
City	HESPERIA
State	CA
Zip	92345-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	TRACT 12008 LOT 15
Legal Subdivision	TRACT 12008
Legal Tract	12008
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3049
Census Tract	10024

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 13, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Feb 13, 2018	Grant Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	202288876
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0000053436
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 8, 2022
Property Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Document Number	0000088876
Map Reference	MB 181 PG 27-31
Instrument Date	Dec 14, 2021
Instrument	2022-0088876
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12867 CATFISH RD, HESPERIA, CA 92345-9374

Mortgage

Document Number	0000088877
Date	Mar 8, 2022
Instrument	2022-0088877

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119533
Date	Apr 17, 2019
Instrument	2019-0119533

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000460154
Date	Dec 12, 2019
Instrument	2019-0460154

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12867 CATFISH RD, HESPERIA, CA 92345-9374

Mortgage

Document Number	0000530387
Date	Dec 29, 2020
Instrument	2020-0530387

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 13, 2018
Property Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Document Number	0000053435
Instrument Date	Feb 9, 2018
Instrument	53435
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 401043 HESPERIA CA 923401043, HESPERIA, CA 92340-1043

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 13, 2018
Property Address	12867 CATFISH RD, HESPERIA, CA 92345-9374
Document Number	0000053436
Map Reference	MB 181 PG 27-31
Instrument Date	Jan 22, 2018
Instrument	2018-0053436
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 401043, HESPERIA, CA 92340-1043

Mortgage

Document Number	0000053437
Date	Feb 13, 2018
Instrument	2018-0053437

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,676 (+2%) Land $149,136 Building $596,540
2025	$8,359.00 (+3.52%)	$731,055 (+4.04%) Land $146,212 Building $584,843
2023	$8,075.00 (+60.44%)	$702,666 Land $140,534 Building $562,132
2022	$5,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70J serves 12,895 people · EPA ID CA3610125
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
WISPRENN Fixed Wireless	75 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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