12864 Vineyard Crest Pl, Lakeside, CA 92040 Property Records

San Diego County property record for 12864 Vineyard Crest Pl, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,020 sqft · built 2017
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$969,500 (Jul 2020)
Tax Bill	$13,234 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`389-091-10-00`

Property Details

APN / Parcel Number

Primary APN	`389-091-10-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,020 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	61,855 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12864 VINEYARD CREST PL
City	LAKESIDE
State	CA
Zip	92040-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 9 TR 010201
Legal Subdivision	SAN DIEGO 3702-1
Legal Tract	010201
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1039
Census Tract	16902

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12864 VINEYARD CREST PL, LAKESIDE, CA 92040-1660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY
Jun 3, 2019	Loan Modification, Mortgage WESTERN ALLIANCE BK
May 5, 2017	Grant Deed, Construction Loan · Line of Credit WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	2020367856
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12864 VINEYARD CREST PL, LAKESIDE, CA 92040-1660
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12864 VINEYARD CREST PL, LAKESIDE, CA 92040-1660

Mortgage

Document Number	0000077966
Date	Mar 27, 2023
Instrument	2023-0077966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2020
Property Address	12864 VINEYARD CREST PL, LAKESIDE, CA 92040-1660
Document Number	0000367856
Instrument Date	Jun 17, 2020
Instrument	367856
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12864 VINEYARD CREST PL LAKESIDE CA 92040, LAKESIDE, CA 92040

Mortgage

Document Number	367857
Date	Jul 10, 2020
Instrument	367857

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	12864 VINEYARD CREST PL, LAKESIDE, CA 92040-1660
Document Number	0000217560
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	12864 VINEYARD CREST PL LAKESIDE CA 92040, LAKESIDE, CA 92040

Mortgage

Document Number	0000217560
Date	Jun 5, 2019
Instrument	217560

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	42220 EL CAMINO REAL # 220, SAN DIEGO, CA 92130

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2020

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2017
Property Address	12864 VINEYARD CREST PL, LAKESIDE, CA 92040-1660
Instrument Date	Apr 24, 2017
Instrument	204195
Transaction Type	Construction Loan
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1775 HANCOCK ST #200 SAN DIEGO CA 921102036, 200, SAN DIEGO, CA 92110-2036

Mortgage

Document Number	0000204195
Date	May 5, 2017
Instrument	204195

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	12220 EL CAMINO REAL # 220, SAN DIEGO, CA 92130-2091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,070,402 (+2%) Land $469,233 Building $601,169
2025	$13,234.00 (+6.04%) Homeowner's exemption	$1,049,415 (+4.04%) Land $460,033 Building $589,382
2023	$12,480.00 (+1.71%) Homeowner's exemption	$1,008,667 Land $442,170 Building $566,497
2022	$12,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 91% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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