12864 Pointe Dr, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12864 Pointe Dr, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,605 sqft · built 1988
Lot Size	2.21 acres (96,703 sqft)
Owner	Company Name on Record
Last Sale	$242,200 (Mar 2016)
Tax Bill	$9,253 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28M-13-0198`

Property Details

APN / Parcel Number

Primary APN	`28M-13-0198`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,605 sqft Living Area
Gross Area	4,277 sqft
1st Floor Area	2,209 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Raised
Lot Area	96,703 sqft
Lot Dimensions	245 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	476 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft
Deck Area	190 sqft
Patio Area	360 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12864 POINTE DR
City	SAINT LOUIS
State	MO
Zip	63127-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SUNSET POINTE 4 3 87 LOT 9
Legal Subdivision	SUNSET POINTE
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	3
Census Block	3019
Census Tract	221201

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12864 POINTE DR, SAINT LOUIS, MO 63127-1742
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 15, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2016 · Amount on Record
Deed Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	2016577
Deed Book / Page	21940 / 2477
Last Transfer Date	Dec 2, 2020
Transfer Doc	0242890080
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12864 POINTE DR, SAINT LOUIS, MO 63127-1742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12864 POINTE DR, SAINT LOUIS, MO 63127-1742

Mortgage

Document Number	0242760330
Date	Aug 24, 2020
Book Page	24276/330
Instrument	2020082400400

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 9, 2020
Property Address	12864 POINTE DR, SAINT LOUIS, MO 63127-1742
Document Number	0242890080
Book / Page	024289 / 000080
Instrument Date	Dec 2, 2020
Instrument	279
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12864 POINTE DR ST LOUIS MO 631271742, ST LOUIS, MO 63127-1742

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12864 POINTE DR, SAINT LOUIS, MO 63127-1742
Document Number	0227041140
Book / Page	022704 / 001140
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12864 POINTE DR ST LOUIS MO 631271742, ST LOUIS, MO 63127-1742

Mortgage

Document Number	0227041140
Date	Sep 21, 2017
Book Page	022704/001140
Instrument	230

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,470 (-) Land $54,360 Building $78,110	$697,200 (-) Land $286,100 Building $411,100
2025	$9,253.00 (+35.2%)	$132,470 (+38.39%) Land $54,360 Building $78,110	$697,200 (+38.39%) Land $286,100 Building $411,100
2024	$6,844.00 (+0.22%)
2023	$6,829.00	$95,720 Land $41,360 Building $54,360	$503,800 Land $217,700 Building $286,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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