12840 Pointe Dr, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12840 Pointe Dr, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 4,840 sqft · built 1988
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jan 2020)
Tax Bill	$13,510 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`28M-41-0083`

Property Details

APN / Parcel Number

Primary APN	`28M-41-0083`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,840 sqft Living Area
Gross Area	6,806 sqft
1st Floor Area	1,913 sqft
Basement Area	1,054 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	351 ft deep x 239 ft wide
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	64 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	91 sqft
Deck Area	88 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12840 POINTE DR
City	SAINT LOUIS
State	MO
Zip	63127-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-1
Legal Description	SUNSET POINTE 4 3 87 LOT 6
Legal Subdivision	SUNSET POINTE
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	3
Census Block	3019
Census Tract	221201

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12840 POINTE DR, SAINT LOUIS, MO 63127-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 27, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Apr 3, 2002 · Amount on Record
Deed Document Number	2020391
Deed Book / Page	23898 / 2082
Prior Transfer Date	Jan 21, 2020
Prior Transfer Doc	0238982082
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12840 POINTE DR, SAINT LOUIS, MO 63127-1742
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 POINTE DR, SAINT LOUIS, MO 63127-1742

Mortgage

Document Number	0253341093
Date	Jan 20, 2022
Book Page	25334/1093
Instrument	2022012000198

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 27, 2020
Property Address	12840 POINTE DR, SAINT LOUIS, MO 63127-1742
Document Number	0238982082
Book / Page	23898 / 2082
Map Reference	MB 253 PG 1
Instrument Date	Jan 21, 2020
Instrument	2020012700391
Transaction Type	Foreclosure
Record Updated	Dec 13, 2021
Title Company	INSIGHT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12840 POINTE DR, 12840, SAINT LOUIS, MO 63127-1742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 POINTE DR, SAINT LOUIS, MO 63127-1742

Mortgage

Document Number	0238982087
Date	Jan 27, 2020
Book Page	23898/2087
Instrument	2020012700392

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,420 (-) Land $42,830 Building $150,590	$1,018,000 (-) Land $225,400 Building $792,600
2025	$13,510.00 (+30.28%)	$193,420 (+33.37%) Land $42,830 Building $150,590	$1,018,000 (+33.37%) Land $225,400 Building $792,600
2024	$10,370.00 (+0.22%)
2023	$10,347.00	$145,020 Land $32,600 Building $112,420	$763,300 Land $171,600 Building $591,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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