12862 Central Ave, Chino, CA 91710 Property Records

San Bernardino County property record for 12862 Central Ave, Chino, CA 91710

Property Summary

Property Type	Fast Food Restaurant
Details	4 bd · 2 ba · 2,348 sqft · built 1992
Lot Size	0.293 acres (12,765 sqft)
Owner	Company Name on File
Last Sale	$2,500,000 (Oct 2019)
Tax Bill	$26,220 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1015-621-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-621-06-0000`
Alternative APN	`1015-621-06-P`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,348 sqft Gross Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,765 sqft (0.293 acres)
Lot Dimensions	185 ft deep x 69 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12862 CENTRAL AVE
City	CHINO
State	CA
Zip	91710-4119
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	RHODES ADD S 69 FT LOT 2 EX ST *** ST PER 12-27-91 #91-488748 ***
Legal Subdivision	RHODES ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3014
Census Tract	604

Owner

12862 Central Ave, a commercial property, is owned by a company that bought it in October 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	283 MESA DR, COSTA MESA, CA 92627-4622
Owner Type	Company
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage BAY COMMERCIAL BANK
Oct 9, 2019	Grant Deed, Transfer · Commercial Mortgage FIDELITY BANCORP FUNDING INC
Jul 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	2019364856
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000231793
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12862 CENTRAL AVE, CHINO, CA 91710-4119
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093823
Date	Mar 1, 2021
Instrument	2021-0093823

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount on Record

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 9, 2019
Property Address	12862 CENTRAL AVE, CHINO, CA 91710-4119
Document Number	0000364856
Map Reference	MB 12 PG 36
Instrument Date	Oct 7, 2019
Instrument	2019-0364856
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	COMMONWEALTH LAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 MESA DR, COSTA MESA, CA 92627-4622

Mortgage

Document Number	0000364857
Date	Oct 9, 2019
Instrument	2019-0364857

Lender

Name	FIDELITY BANCORP FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Nov 1, 2021

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 11, 2019
Property Address	12862 CENTRAL AVE, CHINO, CA 91710-4119
Document Number	0000231793
Instrument Date	Jun 28, 2019
Instrument	231793
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5120 CAMPUS DR #100 NEWPORT BEACH CA 926602101, 100, NEWPORT BEACH, CA 92660-2101

Tax Assessment & Valuation

The 2025 property tax bill for 12862 Central Ave was $26,220.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,406,732 (+2%) Land $382,065 Building $2,024,667
2025	$26,220.00	$2,359,542 Land $374,574 Building $1,984,968
2023	$24,809.00 (+0.6%)	$2,267,917 Land $360,028 Building $1,907,889
2022	$24,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12862 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12862 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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