12838 Central Ave, Chino, CA 91710 Property Records

San Bernardino County property record for 12838 Central Ave, Chino, CA 91710

Property Summary

Property Type	Commercial Office
Details	2 bd · 2 ba · 4,100 sqft · built 1978
Lot Size	0.289 acres (12,580 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Feb 2013)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1015-621-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-621-04-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	4,100 sqft Gross Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	185 ft deep x 68 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12838 CENTRAL AVE
City	CHINO
State	CA
Zip	91710-4119
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	RHODES ADD N 68 FT LOT 2 EX ST PER DOCUMENT RECORDED 3-12-82 NO 82-048778
Legal Subdivision	RHODES ADDITION
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3014
Census Tract	604

Owner

12838 Central Ave, a commercial property, is owned by a company that bought it in February 2013.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2290, CHINO, CA 91708-2290
Owner Type	Company
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit CHINO COMMERCIAL BANK NA
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit CHINO COMMERCIAL BANK NA
Dec 4, 2019	Deed of Trust, Mortgage BENAK MARK J TRUST (PT)
Nov 8, 2018	Deed of Trust, Mortgage MOESSER LOVERE & ALBA TR (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2013 · Amount on File
Deed Sale	Feb 22, 2013 · Amount on File
Deed Document Number	201377653
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12838 CENTRAL AVE, CHINO, CA 91710-4119
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12838 CENTRAL AVE, CHINO, CA 91710-4119

Mortgage

Document Number	0000131451
Date	Apr 7, 2022
Instrument	2022-0131451

Lender

Name	CHINO COMMERCIAL BANK NA
Type	Bank
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12838 CENTRAL AVE, CHINO, CA 91710-4119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093684
Date	Mar 16, 2020
Instrument	2020-0093684

Lender

Name	CHINO COMMERCIAL BANK NA
Type	Bank
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12838 CENTRAL AVE, CHINO, CA 91710-4119
Document Number	0000461218
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12838 CENTRAL AVE CHINO CA 917104119, CHINO, CA 91710-4119

Mortgage

Document Number	0000461218
Date	Dec 13, 2019
Instrument	461218

Lender

Name	BENAK MARK J TRUST (PT)
Address	12855 CLEAR SPRINGS LN, CHINO HILLS, CA 91709-1131

Agreement

Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12838 CENTRAL AVE, CHINO, CA 91710-4119
Document Number	0000408808
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12838 CENTRAL AVE CHINO CA 917104119, CHINO, CA 91710-4119

Mortgage

Document Number	0000408808
Date	Nov 9, 2018
Instrument	408808

Lender

Name	MOESSER LOVERE & ALBA TR (PT)
Address	12838 CENTRAL AVE, CHINO, CA 91710-4119

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12838 Central Ave was $5,167.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,022 (+2%) Land $221,068 Building $249,954
2025	$5,167.00	$461,786 Land $216,733 Building $245,053
2023	$4,891.00 (+0.6%)	$443,854 Land $208,317 Building $235,537
2022	$4,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12838 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12838 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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