Stanly County property record for 12861 Austin Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1985 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Apr 2022) |
| Tax Bill | $1,253 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 558603209741 |
| Primary APN | 558603209741 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Carport |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 308 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1538975 |
|---|---|
| Street Address | 12861 AUSTIN RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 12861 AUSTIN RD 558600074 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930801 |
12861 Austin Rd is owned and occupied by an individual who bought it in April 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12861 AUSTIN RD, LOCUST, NC 28097-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Warranty Deed, Transfer · USDA Mortgage UNITED COMMUNITY BANK |
| Jun 16, 2021 | Warranty Deed, Transfer |
| May 26, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on File |
| Deed Sale | Apr 14, 2022 · Amount on File |
| Prior Sale | Jun 16, 2021 · Amount on File |
| Deed Document Number | 2022445917 |
| Deed Book / Page | 1782 / 1287 |
| Prior Transfer Date | Jul 25, 2019 |
| Prior Transfer Doc | 0000411487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 14, 2022 |
| Property Address | 12861 AUSTIN RD, LOCUST, NC 28097-8205 |
| Document Number | 0000445917 |
| Book / Page | 1782 / 1287 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 445917 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13897 FIVE POINT RD, 13897, LOCUST, NC 28097-8286 |
| Name | Verified Name |
|---|---|
| Address | 12861 AUSTIN RD, LOCUST, NC 28097-8205 |
| Document Number | 0000445918 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 445918 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 16, 2021 |
| Property Address | 12861 AUSTIN RD, LOCUST, NC 28097-8205 |
| Document Number | 0000434203 |
| Book / Page | 1746 / 51 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 434203 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 N 6TH ST, 905, ALBEMARLE, NC 28001-3501 |
| Name | Verified Name |
|---|---|
| Address | 13897 FIVE POINT ROAD, ALBEMARLE, NC 28001 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 26, 2021 |
| Property Address | 12861 AUSTIN RD, LOCUST, NC 28097-8205 |
| Document Number | 0000433389 |
| Book / Page | 001743 / 000660 |
| Instrument Date | May 25, 2021 |
| Instrument | 433389 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905A N 6TH ST ALBEMARLE NC 280013501, ALBEMARLE, NC 28001-3501 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 25, 2019 |
| Property Address | 12861 AUSTIN RD, LOCUST, NC 28097-8205 |
| Document Number | 0000411488 |
| Book / Page | 001675 / 001263 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 411488 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 12861 AUSTIN RD LOCUST NC 280978205, LOCUST, NC 28097-8205 |
The 2026 property tax bill for 12861 Austin Rd was $1,253.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,253.00 | $198,974 (-) Land $38,528 Building $160,446 | $198,974 (-) Land $38,528 Building $160,446 |
| 2025 | $1,253.00 | $198,974 Land $38,528 Building $160,446 | $198,974 Land $38,528 Building $160,446 |
| 2023 | $837.00 | $114,719 Land $22,635 Building $92,084 | $114,719 Land $22,635 Building $92,084 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12861 Austin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12861 Austin Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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