Stanly County property record for 12827 Austin Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,380 sqft · built 1973 |
| Lot Size | 18.5 acres (805,860 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,000 (Sep 2024) |
| Tax Bill | $3,855 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 558603205885 |
| Primary APN | 558603205885 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,380 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 805,860 sqft (18.5 acres) |
| Garage Type | Attached |
| Garage Area | 1,404 sqft |
| Porch | Porch |
| Porch Area | 832 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 34604 |
|---|---|
| Street Address | 12827 AUSTIN RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSES AUSTIN RD 558600141 |
| Legal Subdivision | LAFAYETTE HUGH BUTLER & MARTHA |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930801 |
Source: Stanly County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12827 AUSTIN RD, LOCUST, NC 28097-8412 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | May 12, 2006 · Amount on Record |
| Deed Document Number | 471292 |
| Deed Book / Page | 1862 / 1583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 12827 AUSTIN RD, LOCUST, NC 28097-8412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | UNKNOWN, PA ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 12827 AUSTIN RD, LOCUST, NC 28097-8412 |
| Document Number | 0000482345 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 1899/1 |
| Instrument | 482345 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 12827 AUSTIN RD, LOCUST, NC 28097-8412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000464280 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 1840/1372 |
| Instrument | 464280 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 12827 AUSTIN RD, LOCUST, NC 28097-8412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000440719 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 1766/1208 |
| Instrument | 440719 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
Source: Stanly County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,855.00 (+8,865.12%) | $612,018 (+52.56%) Land $250,229 Building $361,789 | $612,018 (+52.56%) Land $250,229 Building $361,789 |
| 2023 | $43.00 | $401,170 (-) Land $147,137 Building $254,033 | $401,170 (-) Land $147,137 Building $254,033 |
| 2022 | $43.00 | $401,170 Land $147,137 Building $254,033 | $401,170 Land $147,137 Building $254,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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