Rowan County property record for 12860 Cranston Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1960 |
| Lot Size | 55 acres (2,395,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $101,000 (May 2017) |
| Tax Bill | $314 (2025) |
| Deeds & Mortgages | May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-00 00 007.00 |
| Primary APN | 090-00 00 007.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Basement Area | 1,040 sqft |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,395,800 sqft (55 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 10392 |
|---|---|
| Street Address | 12860 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | H & 55 A+- CRANSTON ROAD C-377-13 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12860 CRANSTON RD, MOREHEAD, KY 40351-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 · Amount on Record |
| Deed Sale | May 9, 2017 · Amount on Record |
| Deed Document Number | 405009 |
| Deed Book / Page | D264 / 074 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 9, 2017 |
| Property Address | 12860 CRANSTON RD, MOREHEAD, KY 40351-9524 |
| Document Number | 00D264/074 |
| Book / Page | D264 / 074 |
| Instrument Date | May 5, 2017 |
| Instrument | 405009 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12860 CRANSTON RD, 12860, MOREHEAD, KY 40351-9524 |
| Name | Verified Name |
|---|---|
| Address | 6812 TREELINE DR, HUMBLE, TX 77346-5096 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314.00 (+23.62%) Homeowner's exemption | $86,500 (+13.67%) Land $86,500 | $111,400 (+10.3%) Land $43,800 Building $67,600 |
| 2023 | $254.00 Homeowner's exemption | $76,100 Land $76,100 | $101,000 Land $43,800 Building $57,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE only, no 5G reported
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