1286 Ridgeway Rd, Front Royal, VA 22630 Property Records

Warren County property record for 1286 Ridgeway Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,880 sqft · built 2021
Lot Size	10 acres (437,996 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jun 2024)
Tax Bill	$4,312 (2026)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27/Q/E`

Property Details

APN / Parcel Number

Primary APN	`27/Q/E`
Alternative APN	`31412`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	4,378 sqft
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Unfinished Basement	1,560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	437,996 sqft (10 acres)
Terrain	Rolling
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	31412
Old Parcel Number	27Q E
Street Address	1286 RIDGEWAY RD
City	FRONT ROYAL
State	VA
Zip	22630-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PAR E SHADY PINE LR03-9389
Legal Subdivision	SHADY PINE
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	5
Census Block	5009
Census Tract	20300

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1286 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit MIDATLANTIC FARM CREDIT ACA
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Deed Document Number	20242379
Last Transfer Date	Dec 3, 2024
Transfer Doc	0000005357
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN VA
Recording Date	Feb 27, 2024
Property Address	1286 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Document Number	0240000731
Map Reference	SL 200-A
Instrument Date	Feb 27, 2024
Instrument	240000731
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1286 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1286 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & SETMNTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 BROWNTOWN RD, FRONT ROYAL, VA 22630-7809

Mortgage

Document Number	0200009453
Date	Dec 18, 2020
Instrument	200009453

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1286 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & SETMNTS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006608
Date	Jul 27, 2021
Instrument	210006608

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,312.00 (+18.79%)	$757,900 (-) Land $210,200 Building $547,700
2025	$3,630.00 (-47.05%)	$757,900 (+14.54%) Land $210,200 Building $547,700	$757,900 (+14.54%) Land $210,200 Building $547,700
2024	$6,856.00	$661,700 (-3.49%) Land $141,400 Building $520,300	$661,700 (-3.49%) Land $141,400 Building $520,300
2023		$685,600 Land $165,300 Building $520,300	$685,600 Land $165,300 Building $520,300
2022	$6,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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