1202 Ridgeway Rd, Front Royal, VA 22630 Property Records

Warren County property record for 1202 Ridgeway Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1970
Lot Size	3.55 acres (154,725 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2021)
Tax Bill	$2,004 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-53`

Property Details

APN / Parcel Number

Primary APN	`27-53`
Alternative APN	`19598`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	630 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	154,725 sqft (3.55 acres)
Terrain	Above Road/Slope
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	19598
Street Address	1202 RIDGEWAY RD
City	FRONT ROYAL
State	VA
Zip	22630-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 PEGGY P POWELL PROP DB 333-316 COMB 53 & 111A 10/18 & FAM SUB RESIDUE LR19-1138
Legal Subdivision	FORK-COUNTY
Legal Lot Number	53
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	5
Census Block	5009
Census Tract	20300

Owner

Source: Warren County records · APN 27-53

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1202 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2019	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20217595
Record Updated	Sep 20, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Aug 30, 2021
Property Address	1202 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Document Number	210007595
Map Reference	MB 328 PG 702
Instrument Date	Aug 27, 2021
Instrument	210007595
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1202 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622

Mortgage

Document Number	210007596
Date	Aug 30, 2021
Instrument	210007596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1202 RIDGEWAY RD, FRONT ROYAL, VA 22630-8622
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190002261
Date	May 17, 2019
Instrument	190002261

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	732 Months
Due	May 01, 2080

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Type Change Date	Jun 01, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,004.00 (+18.79%)	$352,200 (-) Land $81,300 Building $270,900
2025	$1,687.00 (+23.59%)	$352,200 (+26.37%) Land $81,300 Building $270,900	$352,200 (+26.37%) Land $81,300 Building $270,900
2024	$1,365.00	$278,700 (-) Land $83,000 Building $195,700	$278,700 (-) Land $83,000 Building $195,700
2023		$278,700 Land $83,000 Building $195,700	$278,700 Land $83,000 Building $195,700
2022	$1,365.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870203005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 15 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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