La Plata County property record for 1286 Oak Dr, Durango, CO 81301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,896 sqft · built 1983 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Nov 2019) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-292-17-039 |
| Primary APN | 5661-292-17-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,472 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Lot Area | 17,642 sqft (0.405 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R019152 |
|---|---|
| Street Address | 1286 OAK DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-7516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: DGO WEST II PHASE II BLOCK: 0 LOT: 40 DGO WEST UNIT 2 PHASE 2 1286 OAK DR DURANGO 81301 |
| Legal Subdivision | DGO WEST II PHASE II |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Legal Unit | 2 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970701 |
Source: La Plata County records · APN 5661-292-17-039
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1286 OAK DR, DURANGO, CO 81301-7516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 15, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 27, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 20191164454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 1286 OAK DR, DURANGO, CO 81301-7516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001178267 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 1178267 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Nov 15, 2019 |
| Property Address | 1286 OAK DR, DURANGO, CO 81301-7516 |
| Document Number | 0001164454 |
| Map Reference | DOC 444432 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 1164454 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1286 OAK DR, DURANGO, CO 81301-7516 |
| Document Number | 0001164455 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 1164455 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 27, 2017 |
| Property Address | 1286 OAK DR, DURANGO, CO 81301-7516 |
| Document Number | 0001133997 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 1133997 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2017 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1286 OAK DR DURANGO CO 813017516, DURANGO, CO 81301-7516 |
| Document Number | 1133998 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 1133998 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,350 (-2.09%) Land $9,010 Building $29,340 | $626,640 (-) Land $147,160 Building $479,480 | |
| 2025 | $2,148.00 (+87.27%) | $39,170 (+43.27%) Land $9,200 Building $29,970 | $626,640 (+53.55%) Land $147,160 Building $479,480 |
| 2023 | $1,147.00 (+4.46%) | $27,340 (+5.68%) Land $7,020 Building $20,320 | $408,100 (+9.65%) Land $104,820 Building $303,280 |
| 2022 | $1,098.00 | $25,870 Land $7,790 Building $18,080 | $372,180 Land $112,090 Building $260,090 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 183 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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