1242 Oak Dr, Durango, CO 81301 Property Records

La Plata County property record for 1242 Oak Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,076 sqft · built 1981
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$755,600 (Sep 2025)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5661-292-17-041`

Property Details

APN / Parcel Number

Primary APN	`5661-292-17-041`
Alternative APN	`R019150`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,076 sqft Living Area
Gross Area	5,604 sqft
1st Floor Area	3,384 sqft
Basement Area	1,692 sqft
Finished Basement	1,692 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Lot Area	14,113 sqft (0.324 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	114 sqft
Deck Area	Deck Area
Patio Area	230 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R019150
Street Address	1242 OAK DR
City	DURANGO
State	CO
Zip	81301-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DGO WEST II PHASE II BLOCK: 0 LOT: 38 DGO WEST UNIT 2 PHASE 2 1242 OAK DR DURANGO 81301
Legal Subdivision	DGO WEST II PHASE II
Legal Phase	2
Legal Block	2
Legal Lot Number	38
Legal Unit	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2020
Census Tract	970701

Owner

Source: La Plata County records · APN 5661-292-17-041

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2824, DURANGO, CO 81302-2824
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2025 · Amount on Record
Deed Sale	Sep 02, 2025 · Amount on Record
Prior Sale	Sep 03, 1993 · Amount on Record
Deed Document Number	20251246123
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Jun 24, 2026
Property Address	1242 OAK DR, DURANGO, CO 81301-7516
Document Number	0001255470
Instrument Date	Jun 12, 2026
Instrument	20261255470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Investor	Possibly a Property Investor

Mortgage

Document Number	0001255470,
Date	Jun 24, 2026
Instrument	20261255470

Lender

Name	ALPINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,730 (+0.35%) Land $9,230 Building $47,500	$904,360 (-) Land $147,160 Building $757,200
2025	$3,101.00 (+56.46%)	$56,530 (+39.82%) Land $9,200 Building $47,330	$904,360 (+49.86%) Land $147,160 Building $757,200
2024	$1,982.00 (+16.79%)
2023	$1,697.00 (+10.7%)	$40,430 (+11.9%) Land $7,300 Building $33,130	$603,470 (+16.09%) Land $109,010 Building $494,460
2022	$1,533.00	$36,130 Land $7,790 Building $28,340	$519,840 Land $112,090 Building $407,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Communications Fixed Wireless	100 / 20

May also be available: Clearnetworx, Ting Fiber.

Based on FCC filings for 204 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DURANGO WEST MD NO 1 serves 750 people
Water Source	Purchased surface water from LAKE DURANGO WA
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.