Waterbury City property record for 1286 E Main St, Waterbury, CT 06705
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 2,724 sqft · built 1890 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,900 (Oct 2006) |
| Tax Bill | $7,305 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 34800990059 |
| Primary APN | 34800990059 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 3 Stories |
| Building Area | 2,724 sqft Living Area |
| Attic | Attic |
| Attic Area | 425 sqft |
| Basement Area | 1,095 sqft |
| Unfinished Basement | 1,095 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 34800990059 |
|---|---|
| Street Address | 1286 E MAIN ST |
| City | WATERBURY |
| State | CT |
| Zip | 06705-1086 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CG |
| Legal Block | 99 |
| Legal Lot Number | 59 |
| Jurisdiction | WATERBURY CT |
| Township / Civil Division | WATERBURY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 351200 |
1286 E Main St, a duplex, is owned and occupied by an individual who bought it in October 2006.
Source: Waterbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1286 E MAIN ST, WATERBURY, CT 06705-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2006 · Amount on File |
| Deed Sale | Oct 27, 2006 · Amount on File |
| Prior Sale | Apr 25, 2006 · Amount on File |
| Deed Book / Page | 5936 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 1286 E MAIN ST, WATERBURY, CT 06705-1086 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 008735-113 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 8735/113 |
| Instrument | 2023-15001 |
| Name | PRYSMA LENDING GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 1286 E Main St was $7,305.
Source: Waterbury City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,305.00 | $168,560 (-) Land $11,340 Building $157,220 | $317,012 (+168.67%) |
| 2025 | $168,560 Land $11,340 Building $157,220 | $117,992 Land $7,938 Building $110,054 | |
| 2024 | $7,582.00 (-16.99%) | ||
| 2023 | $9,134.00 | $168,560 Land $11,340 Building $157,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1286 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1286 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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