1260 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 1260 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,182 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2025)
Tax Bill	$5,852 (2026)
Deeds & Mortgages	Nov 2025 Sale Mar 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34800990056`

Property Details

APN / Parcel Number

Primary APN	`34800990056`
Alternative APNs	`WATE M:0348 B:0099 L:0056` `WBRY M:0348 B:0099 L:0056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Basement Area	1,091 sqft
Unfinished Basement	1,091 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	34800990056
Street Address	1260 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-1082
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CG
Legal Block	99
Legal Lot Number	56
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3011
Census Tract	351200

Owner

1260 E Main St, a duplex, is owned and occupied by two individuals who bought it in November 2025.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1260 E MAIN ST, WATERBURY, CT 06705-1082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Warranty Deed, Transfer
Mar 19, 2025	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE OF AMERICA COMMERCIAL LLC
Nov 29, 2021	Warranty Deed, Transfer
Feb 7, 2017	Warranty Deed, Transfer ALEX J VELEZIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Mar 19, 2025 · Amount on File
Deed Document Number	202518681
Deed Book / Page	9157 / 142
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 5, 2025
Property Address	1260 E MAIN ST, WATERBURY, CT 06705-1082
Document Number	009157-142
Book / Page	9157 / 142
Instrument Date	Oct 30, 2025
Instrument	202518681
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Mar 19, 2025
Property Address	1260 E MAIN ST, WATERBURY, CT 06705-1082
Document Number	009020-164
Book / Page	9020 / 164
Instrument Date	Mar 10, 2025
Instrument	202502604
Transaction Type	Transfer
Record Updated	Apr 3, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 LEE AVE # 143, 143, BROOKLYN, NY 11211-8919

Mortgage

Document Number	0202502605
Date	Mar 19, 2025
Instrument	2025-02605

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	1260 E MAIN ST, WATERBURY, CT 06705-1082
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008388-146
Date	Nov 29, 2021
Book Page	8388/146
Instrument	2021-20191

Lender

Name	FINANCE OF AMERICA COMMERCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	133 Months
Due	Dec 1, 2032

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 29, 2021
Property Address	1260 E MAIN ST, WATERBURY, CT 06705-1082
Document Number	008388-130
Book / Page	8388 / 130
Instrument Date	Nov 18, 2021
Instrument	2021-20183
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 PATRIOT RD, SOUTHBURY, CT 06488-1274

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 7, 2017
Property Address	1260 E MAIN ST, WATERBURY, CT 06705-1082
Document Number	7595-312
Book / Page	007595 / 000312
Instrument Date	Jan 31, 2017
Instrument	1401
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	380 HITCHCOCK RD #15 WATERBURY CT 067053947, 15, WATERBURY, CT 06705-3947

Mortgage

Document Number	7595-314
Date	Feb 7, 2017
Book Page	007595/000314
Instrument	1402

Lender

Name	ALEX J VELEZIS
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	24 Months
Due	Feb 6, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 1260 E Main St was $5,852.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,852.00	$135,030 (+11.76%) Land $11,340 Building $123,690	$335,285 (+296.44%)
2025		$120,820 Land $11,340 Building $109,480	$84,574 Land $7,938 Building $76,636
2024	$5,434.00 (-17%)
2023	$6,547.00	$120,820 Land $11,340 Building $109,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1260 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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