1262 Cimarron Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1262 Cimarron Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Apr 2016)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-22-51-*-13`

Property Details

APN / Parcel Number

Primary APN	`28-37-22-51-*-13`
Alternative APNs	`28-37-22-51-00000.0-0013.00` `2831840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	2,561 sqft
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	456 sqft
Porch	Florida Room
Porch Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2831840
Street Address	1262 CIMARRON CIR NE
City	PALM BAY
State	FL
Zip	32905-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	EL PUEBLO BONITO LOT 13
Legal Range	37E
Legal Township	28S
Legal Section	22
Legal Subdivision	EL PUEBLO BONITO
Legal Lot Number	13
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65129

Owner

1262 Cimarron Cir NE is owned and occupied by two individuals who bought it in April 2016.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2016 · Amount on File
Deed Sale	Apr 20, 2016 · Amount on File
Prior Sale	Dec 22, 2000 · Amount on File
Deed Document Number	201674009
Deed Book / Page	7596 / 2800
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jul 10, 2026
Property Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926
Document Number	0000140980
Book / Page	10673 / 1682
Instrument Date	Jul 6, 2026
Instrument	2026140980
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926

Mortgage

Document Number	0000140980,
Date	Jul 10, 2026
Book Page	10673/1682
Instrument	2026140980

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926

Mortgage

Document Number	0105080328
Date	Dec 19, 2025
Book Page	10508/328
Instrument	2025254248

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 CIMARRON CIR NE, MELBOURNE, FL 32905-3926

Mortgage

Document Number	0091771583
Date	Jul 2, 2021
Book Page	9177/1583
Instrument	2021172210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	140 Months
Due	Mar 1, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1262 CIMARRON CIR NE, PALM BAY, FL 32905-3926
Document Number	0080812462
Book / Page	008081 / 002462
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1262 CIMARRON CIR NE PALM BAY FL 329053926, PALM BAY, FL 32905-3926

Mortgage

Document Number	0080812462
Date	Jan 31, 2018
Book Page	008081/002462
Instrument	22967

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1262 Cimarron Cir NE was $2,842 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,810 (+2.69%)	$254,340 (+8.71%)
2025	$2,842.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$96,220	$233,960 Land $50,000 Building $183,960
2023	$2,762.00 (-0.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$90,790 (+2.99%)	$231,870 (+0.58%) Land $40,000 Building $191,870
2022	$2,776.00 Homeowner's exemption	$88,150	$230,530 Land $35,000 Building $195,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1262 Cimarron Cir NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1262 Cimarron Cir NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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