12857 Arbor Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12857 Arbor Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,285 sqft · built 2004
Lot Size	0.347 acres (15,138 sqft)
Owner	Individual Name on File
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-07-08-0-00242-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-07-08-0-00242-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,285 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,138 sqft (0.347 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Patio Area	60 sqft

Location & Zoning

Street Address	12857 ARBOR DR
City	OLIVE BRANCH
State	MS
Zip	38654-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PH 5 LOT 242
Legal Range	05
Legal Township	02
Legal Section	07
Legal Subdivision	FOREST HILL COMMUNITY PH 5
Legal Phase	5
Legal Lot Number	242
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3032
Census Tract	70830

Owner

12857 Arbor Dr is owned and occupied by an individual who acquired it in March 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12857 ARBOR DR, OLIVE BRANCH, MS 38654-9546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021
Deed Sale	Mar 5, 2021
Prior Sale	Aug 5, 2013
Deed Document Number	0000095069
Deed Book / Page	950 / 69
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 5, 2021
Property Address	12857 ARBOR DR, OLIVE BRANCH, MS 38654-9546
Document Number	0000950/69
Book / Page	950 / 69
Map Reference	MB 84 PG 45-48
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6640 SHADY OAK RD STE 400, 6640, EDEN PRAIRIE, MN 55344-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12857 ARBOR DR, OLIVE BRANCH, MS 38654-9546

Mortgage

Document Number	0000517775
Date	Mar 5, 2021
Instrument	5177/75

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12857 Arbor Dr was $2,109.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00	$29,211 Land $3,500 Building $25,711	$292,105 Land $35,000 Building $257,105
2023	$1,826.00	$21,271	$212,709 Land $35,000 Building $177,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12857 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12857 Arbor Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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