12837 Arbor Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12837 Arbor Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,966 sqft · built 2004
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-07-08-0-00241-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-07-08-0-00241-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,966 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	12837 ARBOR DR
City	OLIVE BRANCH
State	MS
Zip	38654-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PH 5 LOT 241
Legal Range	05
Legal Township	02
Legal Section	07
Legal Subdivision	FOREST HILL COMMUNITY PH 5
Legal Phase	5
Legal Lot Number	241
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3032
Census Tract	70830

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	12837 ARBOR DR, OLIVE BRANCH, MS 38654-9546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000503219
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12837 ARBOR DR, OLIVE BRANCH, MS 38654-9546
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12837 ARBOR DR, OLIVE BRANCH, MS 38654-9546

Mortgage

Document Number	05660/9557
Date	Feb 21, 2023
Book Page	5660/9557

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12837 ARBOR DR, OLIVE BRANCH, MS 38654-9546
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004492/138
Date	Feb 13, 2018
Book Page	4492/138
Instrument	T04492-00138

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12837 ARBOR DR, OLIVE BRANCH, MS 38654-9546
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128737 ARBOR #DR DR, OLIVE BRANCH, MS 38654

Mortgage

Document Number	005171/117
Date	Mar 1, 2021
Book Page	5171/117

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00 (+19.49%)	$29,879 (+41.49%) Land $3,500 Building $26,379	$298,790 (+41.49%) Land $35,000 Building $263,790
2023	$1,811.00	$21,118	$211,177 Land $35,000 Building $176,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Arbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures