Macomb County property record for 12855 Ray Dr, Warren, MI 48088
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,531 sqft · built 1965 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Mar 2024) |
| Tax Bill | $6,807 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-14-402-015 |
| Primary APN | 12-13-14-402-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Basement Area | 935 sqft |
| Unfinished Basement | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 105 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 12855 RAY DR |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48088-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | VANDENBOSSCHE SUB. NO. 1" LOT 160 L.51 P.20 |
| Legal Subdivision | VANDENBOSSCHE SUB |
| Legal Lot Number | 160 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 261800 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12855 RAY DR, WARREN, MI 48088-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage HFG HOLDINGS INC |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Oct 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Document Number | 202421447 |
| Deed Book / Page | 29519 / 145 |
| Prior Transfer Date | Jul 2, 2018 |
| Prior Transfer Doc | 0000117048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Mar 25, 2024 |
| Property Address | 12855 RAY DR, WARREN, MI 48088-4654 |
| Document Number | 2400021447 |
| Book / Page | 29519 / 145 |
| Map Reference | LB 51 PG 20 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 202400021447 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | SYNERGY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 S MADISON AVEAPT51, CLEARWATER, FL 33756 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12855 RAY DR, WARREN, MI 48088-4654 |
| Document Number | 2400021448 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 202400021448 |
| Name | HFG HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 2400021448 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 29519/147 |
| Instrument | 202400021448 |
| Name | HFG HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Address | 1650 RESEARCH DR # 200, TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 25, 2019 |
| Property Address | 12855 RAY DR, WARREN, MI 48088-4654 |
| Document Number | 0000070776 |
| Book / Page | 026036 / 000089 |
| Instrument Date | May 24, 2019 |
| Instrument | 70776 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,401.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11366 CHICAGO RD WARREN MI 480931148, WARREN, MI 48093-1148 |
| Document Number | 70778 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 026036/000092 |
| Instrument | 70778 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 23, 2018 |
| Property Address | 12855 RAY DR, WARREN, MI 48088-4654 |
| Document Number | 0000117048 |
| Book / Page | 025642 / 000811 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 117048 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12855 RAY DR WARREN MI 480884654, WARREN, MI 48088-4654 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Woods Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,370 (+3.07%) | $262,740 (+3.07%) | |
| 2025 | $6,807.00 (+16.26%) Homeowner's exemption | $127,460 (+24.41%) | $254,920 (+24.41%) |
| 2023 | $102,450 | $204,900 | |
| 2022 | $5,855.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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