12855 Junction Rd, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 12855 Junction Rd, Frankenmuth, MI 48734

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,418 sqft · built 1900
Lot Size3.34 acres (145,490 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Nov 2022)
Tax Bill$6,108 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-11-6-24-4006-000

Property Details

APN / Parcel Number

Primary APN14-11-6-24-4006-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area977 sqft
Basement Area977 sqft
Unfinished Basement977 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area145,490 sqft (3.34 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area334 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address12855 JUNCTION RD
CityFRANKENMUTH
StateMI
Zip48734-9147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM ON C/L OF M-38 1743.94 FT S 86DEG 16MIN 00SECONDS E & 0.97 FT N OF S 1/4 POST TH N 4DEG 30MIN 54SECONDS E 426.12 FT TH
Legal Range06E
Legal Township11N
Legal Section24
JurisdictionSAGINAW MI
Township / Civil DivisionFRANKENMUTH
Census Block Group3
Census Block3008
Census Tract11302

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5756 LANCASTER LN, COMMERCE TOWNSHIP, MI 48382-5008
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BP PHOTOGRAPHY, LLC
Nov 28, 2022Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Document Number202230243
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12855 JUNCTION RD, FRANKENMUTH, MI 48734-9147
Transaction TypeMortgage
Record UpdatedOct 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5756 LANCASTER LN, COMMERCE TOWNSHIP, MI 48382-5008

Mortgage

Document Number0000020571
DateSep 15, 2023
Instrument2023020571
Lender
NameBP PHOTOGRAPHY, LLC
TypeNon-Lending Institution
AddressCOMMERCE TOWNSHIP, MI 48382
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 28, 2022
Property Address12855 JUNCTION RD, FRANKENMUTH, MI 48734-9147
Document Number0000030243
Instrument DateNov 21, 2022
Instrument2022030243
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12855 JUNCTION RD, 12855, FRANKENMUTH, MI 48734-9147

Transferred To (Grantee/Buyer)

NameVerified Name
Address5756 LANCASTER LN, COMMERCE TOWNSHIP, MI 48382-5008

Mortgage

Document Number0000029997
DateNov 22, 2022
Instrument2022029997
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionFrankenmuth Township
Unified School DistrictFrankenmuth School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,000 (+18.25%)$254,000 (+18.25%)
2025$6,108.00 (+120.82%)
2023$107,400$214,800
2022$2,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Air Advantage
Fiber
1,000 / 1,000

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