12855 Eagle Dr, Lusby, MD 20657 Property Records

Calvert County property record for 12855 Eagle Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,220 sqft · built 1990
Lot Size	0.435 acres (18,949 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (May 2017)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-148362`

Property Details

APN / Parcel Number

Primary APN	`01-148362`
Alternative APNs	`1148362` `148362`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Total Area
Basement Area	572 sqft
Finished Basement	572 sqft
Utility Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,949 sqft (0.435 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	148362
Street Address	12855 EAGLE DR
City	LUSBY
State	MD
Zip	20657-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 3 SEC 4D DRUM POINT
Legal Subdivision	DRUM POINT
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1016
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12855 EAGLE DR, LUSBY, MD 20657-3236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 9, 2017	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	Aug 23, 2010 · Amount on Record
Deed Book / Page	4989 / 238
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12855 EAGLE DR, LUSBY, MD 20657-3236
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061660211
Date	Dec 9, 2021
Book Page	6166/211

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Aug 1, 2036

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 9, 2017
Property Address	12855 EAGLE DR, LUSBY, MD 20657-3236
Document Number	0049890238
Book / Page	4989 / 238
Map Reference	MB JLB1 PL92
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12855 EAGLE DR, LUSBY, MD 20657-3236

Mortgage

Document Number	0004989246
Date	May 9, 2017
Instrument	4989/246

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,700 (+27.87%) Land $67,300 Building $220,400	$287,700 (+27.87%) Land $67,300 Building $220,400
2025	$3,276.00 (+40.18%)
2023	$2,337.00 Homeowner's exemption	$225,000 Land $67,300 Building $157,700	$225,000 Land $67,300 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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