12854 Eagle Dr, Lusby, MD 20657 Property Records

Calvert County property record for 12854 Eagle Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1989
Lot Size	0.401 acres (17,468 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-167162`

Property Details

APN / Parcel Number

Primary APN	`01-167162`
Alternative APNs	`1167162` `167162`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,468 sqft (0.401 acres)
Deck Area	486 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	167162
Street Address	12854 EAGLE DR
City	LUSBY
State	MD
Zip	20657-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 19 BLK C SEC 4A DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	C
Legal Lot Number	19
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1016
Census Tract	861003

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12854 EAGLE DR, LUSBY, MD 20657-3236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Quit Claim Deed, Transfer · Conventional with PMI NAVY FCU
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018
Deed Sale	Apr 16, 2018
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Book / Page	5172 / 157
Prior Transfer Date	Mar 31, 2018
Prior Transfer Doc	0051720157
Record Updated	Jun 8, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 16, 2018
Property Address	12854 EAGLE DR, LUSBY, MD 20657-3236
Document Number	0051720157
Book / Page	005172 / 000157
Instrument Date	Mar 31, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	CHAMPION TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12854 EAGLE DR LUSBY MD 206573236, LUSBY, MD 20657-3236

Mortgage

Document Number	51720161
Date	Apr 16, 2018
Book Page	005172/000161

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 27, 2017
Property Address	12854 EAGLE DR, LUSBY, MD 20657-3236
Document Number	0051190209
Book / Page	005119 / 000209
Instrument Date	Dec 23, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12854 EAGLE DR LUSBY MD 206573236, LUSBY, MD 20657-3236

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 (+40.26%) Homeowner's exemption	$250,200 (+17.69%)	$269,000 (+26.53%) Land $67,200 Building $201,800
2023	$2,208.00 Homeowner's exemption	$212,600 Land $67,200 Building $145,400	$212,600 Land $67,200 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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