12850 Northcliff Rd, Elbert, CO 80106 Property Records

El Paso County property record for 12850 Northcliff Rd, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,268 sqft · built 1999
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$536,000 (Nov 2024)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41290-01-001`

Property Details

APN / Parcel Number

Primary APN	`41290-01-001`
Alternative APNs	`641129001001` `R4129001001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,268 sqft Living Area
Gross Area	3,285 sqft
1st Floor Area	1,634 sqft
Basement Area	1,634 sqft
Finished Basement	1,634 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Modular
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,236 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Slab
Porch Area	17 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R4129001001
Street Address	12850 NORTHCLIFF RD
City	ELBERT
State	CO
Zip	80106-8872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5
Legal Description	LOT 352 WOODLAKE FIL NO 1
Legal Subdivision	WOODLAKE FIL NO 1
Legal Lot Number	352
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1016
Census Tract	3913

Owner

Source: El Paso County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12850 NORTHCLIFF RD, ELBERT, CO 80106-8872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Mar 6, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	202493668
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12850 NORTHCLIFF RD, ELBERT, CO 80106-8872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040007
Date	Apr 10, 2018
Instrument	218040007

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Mar 6, 2020
Property Address	12850 NORTHCLIFF RD, ELBERT, CO 80106-8872
Document Number	0000033009
Instrument Date	Mar 5, 2020
Instrument	33009
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12850 NORTHCLIFF RD ELBERT CO 801068872, ELBERT, CO 80106-8872

Mortgage

Document Number	33010
Date	Mar 6, 2020
Instrument	33010

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,000 (-)	$595,771 (-)
2025	$2,829.00 (+5.32%)	$42,000 (-0.17%) Land $7,730 Building $34,270	$595,771 (-5.11%) Land $109,650 Building $486,121
2024	$2,686.00 (+4.11%)	$42,070 (-) Land $7,350 Building $34,720
2023	$2,580.00 (+38.78%)	$42,070 (+54.67%) Land $7,350 Building $34,720	$627,839 (+60.39%) Land $109,700 Building $518,139
2022	$1,859.00	$27,200 Land $6,350 Building $20,850	$391,443 Land $91,400 Building $300,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 80% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	80 / 10

May also be available: AT&T, StratusIQ, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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