12450 Northcliff Rd, Elbert, CO 80106 Property Records

El Paso County property record for 12450 Northcliff Rd, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,959 sqft · built 1994
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (May 2019)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41300-02-001`

Property Details

APN / Parcel Number

Primary APN	`41300-02-001`
Alternative APNs	`641130002001` `R4130002001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	3,686 sqft
1st Floor Area	975 sqft
Upper Floors Area	1,022 sqft
Basement Area	962 sqft
Finished Basement	962 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,236 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R4130002001
Street Address	12450 NORTHCLIFF RD
City	ELBERT
State	CO
Zip	80106-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5
Legal Description	LOT 362 WOODLAKE FIL NO 1
Legal Subdivision	WOODLAKE FIL NO 1
Legal Lot Number	362
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1015
Census Tract	3913

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12450 NORTHCLIFF RD, ELBERT, CO 80106-8870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit KENT CREDIT UNION
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
May 22, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	201954991
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Recording Date	Apr 13, 2026
Property Address	12450 NORTHCLIFF RD, ELBERT, CO 80106-8870
Document Number	0000034037
Instrument Date	Apr 6, 2026
Instrument	202634037
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12450 NORTHCLIFF RD, ELBERT, CO 80106-8870

Mortgage

Document Number	0000034037,
Date	Apr 13, 2026
Instrument	202634037

Lender

Name	KENT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12450 NORTHCLIFF RD, ELBERT, CO 80106-8870
Document Number	0000050325
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12450 NORTHCLIFF RD ELBERT CO 801068870, ELBERT, CO 80106-8870

Mortgage

Document Number	0000050325
Date	Apr 13, 2020
Instrument	50325

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	May 22, 2019
Property Address	12450 NORTHCLIFF RD, ELBERT, CO 80106-8870
Document Number	0000054991
Instrument Date	May 17, 2019
Instrument	54991
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12450 NORTHCLIFF RD ELBERT CO 801068870, ELBERT, CO 80106-8870

Mortgage

Document Number	54992
Date	May 22, 2019
Instrument	54992

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,350 (-)	$699,979 (-)
2025	$3,328.00 (+5.12%)	$49,350 (+1.02%)	$699,979 (-3.99%)
2024	$3,166.00 (+3.5%)	$48,850 (-) Land $11,360 Building $37,490
2023	$3,059.00 (+34.64%)	$48,850 (+46.96%) Land $11,360 Building $37,490	$729,052 (+52.45%) Land $169,500 Building $559,552
2022	$2,272.00	$33,240 Land $9,880 Building $23,360	$478,212 Land $142,100 Building $336,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, BAM Broadband, StratusIQ, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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