Bedford County property record for 1285 Flagstone Loop, Bedford, VA 24523 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,955 sqft Total Area |
| Lot Size | 3,299,234 sqft (75.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2009) |
| Tax Bill | $1,446.00 (2025) |
Source: Bedford County records · APN 149 A 23
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1285 FLAGSTONE LOOP, BEDFORD, VA 24523-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Commercial Mortgage DEUTSCHE BANK TRUST CO AMERICAS |
| Jul 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE JAMES |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES INC |
| Oct 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2009 · Amount on Record |
| Deed Sale | May 13, 2009 · Amount on Record |
| Deed Doc Number | 20095670 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1285 FLAGSTONE LOOP, BEDFORD, VA 24523-4406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | TOWER TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 22 W ATLANTIC AVE 310, 310, DELRAY BEACH, FL 33444-3629 |
| Investor | Possibly a Property Investor |
| Document Number | 0260002425 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 260002425 |
| Name | DEUTSCHE BANK TRUST CO AMERICAS |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92705 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1285 FLAGSTONE LOOP, BEDFORD, VA 24523-4406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0180006829 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 180006829 |
| Name | BANK OF THE JAMES |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1285 FLAGSTONE LOOP, BEDFORD, VA 24523-4406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | RELIAN TITLE, RELIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0180004662 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 180004662 |
| Name | BANK OF THE JAMES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1285 FLAGSTONE LOOP, BEDFORD, VA 24523-4406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0190009167 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 190009167 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,446.00 | $642,400 (+264.17%) Land $414,100 Building $228,300 | |
| 2023 | $1,446.00 Additional exemption filed | $176,400 | $642,400 Land $414,100 Building $228,300 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 149 A 23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,955 sqft Total Area |
| 1st Floor | 960 sqft 1st Floor |
| Basement Area | 960 sqft Basement |
| Unfinished Basement | 960 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,299,234 sqft (75.7 acres) |
| Deck Area | 384 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 1285 FLAGSTONE LOOP |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-4406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LITTLE OTTER |
| Legal Subdivision | LITTLE OTTER |
| Jurisdiction | BEDFORD VA |
| Minor Civil Division | 7 |
| Census Blockgroup | 3 |
| Census Block | 3033 |
| Census Tract | 30404 |
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