Bedford County property record for 1089 Flagstone Loop, Bedford, VA 24523 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1973 |
| Lot Size | 9.82 acres (427,759 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Dec 2017) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149 A 27 |
| Primary APN | 149 A 27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Finished Basement | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 427,759 sqft (9.82 acres) |
| Porch | Porch |
| Porch Area | 348 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 1089 FLAGSTONE LOOP |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LITTLE OTTER PB 42/293 |
| Legal Subdivision | LITTLE OTTER |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 30404 |
Source: Bedford County records · APN 149 A 27
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1089 FLAGSTONE LOOP, BEDFORD, VA 24523-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Feb 28, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 07, 2017 | Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2017 · Amount on Record |
| Deed Sale | Dec 07, 2017 · Amount on Record |
| Deed Document Number | 201711439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1089 FLAGSTONE LOOP, BEDFORD, VA 24523-4403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT |
| Name | Verified Name |
|---|
| Document Number | 210012662 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 210012662 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1089 FLAGSTONE LOOP, BEDFORD, VA 24523-4403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200001976 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 200001976 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Dec 07, 2017 |
| Property Address | 1089 FLAGSTONE LOOP, BEDFORD, VA 24523-4403 |
| Document Number | 170011439 |
| Instrument Date | Dec 05, 2017 |
| Instrument | 170011439 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Title Company | ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 FLAGSTONE LOOP, BEDFORD, VA 24523-4403 |
| Document Number | 170011440 |
|---|---|
| Date | Dec 07, 2017 |
| Instrument | 170011440 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 | $216,900 (+1%) Land $69,100 Building $147,800 | |
| 2023 | $889.00 Additional exemption filed | $108,450 | $216,900 Land $69,100 Building $147,800 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 66% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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