1285 Emerald Row St, Clermont, FL 34714 Property Records

Lake County property record for 1285 Emerald Row St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 3,274 sqft · built 2024
Lot Size	0.11 acres (4,788 sqft)
Owner	Company Name on File
Tax Bill	$2,902 (2024)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-24-26-0100-000-13600`

Property Details

APN / Parcel Number

Primary APN	`26-24-26-0100-000-13600`
Alternative APN	`3945720`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,274 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,788 sqft (0.11 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3945720
Street Address	1285 EMERALD ROW ST
City	CLERMONT
State	FL
Zip	34714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR CAY PHASE 1 PB 80 PG 78-96 LOT 136 ORB 6337 PG 1131
Legal Subdivision	WINDSOR CAY PHASE 1
Legal Tract	A,AA,B,C,F
Legal Lot Number	136
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

1285 Emerald Row St, a single family home, is owned by a company.

Source: Lake County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	1285 EMERALD ROW ST, CLERMONT, FL 34714
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 22, 2024
Property Address	1285 EMERALD ROW ST, CLERMONT, FL 34714
Document Number	0063371131
Book / Page	6337 / 1131
Map Reference	MB 80 PG 78-96
Instrument Date	May 8, 2024
Instrument	2024060560
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,381.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 EMERALD ROW ST, CLERMONT, FL 34714

Mortgage

Document Number	0063371136
Date	May 22, 2024
Instrument	6337/1136

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,252 Land $150,000 Building $525,252	$675,252 Land $150,000 Building $525,252
2024	$2,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Emerald Row St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Emerald Row St is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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