1285 E Tonto Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 1285 E Tonto Dr, Gilbert, AZ 85298 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,952 sqft · built 2025
Lot Size	0.206 acres (9,002 sqft)
Owner	Individual Name on File
Last Sale	$1,160,433 (Sep 2025)
Tax Bill	$495 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-31-842`

Property Details

APN / Parcel Number

Primary APN	`313-31-842`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,952 sqft Living Area
1st Floor Area	2,952 sqft

Exterior

Year Built	Built 2025
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,002 sqft (0.206 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1285 E TONTO DR
City	GILBERT
State	AZ
Zip	85298-2380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTON CENTRAL PHASE 2 MCR 1672-35
Legal Subdivision	WATERSTON CENTRAL PHASE 2
Legal Phase	2
Legal Lot Number	448
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1003
Census Tract	816003

Owner

Source: Maricopa County records · APN 313-31-842

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1285 E TONTO DR, GILBERT, AZ 85298-2380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	20250561883
Record Updated	Jun 08, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2025
Property Address	1285 E TONTO DR, GILBERT, AZ 85298-2380
Document Number	0000561883
Map Reference	MB 1672 MAP 35
Instrument Date	Sep 08, 2025
Instrument	20250561883
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7001 N SCOTTSDALE RD STE 2020, 2020, SCOTTSDALE, AZ 85253-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1285 E TONTO DR, GILBERT, AZ 85298-2380

Mortgage

Document Number	0000561884
Date	Sep 29, 2025
Instrument	20250561884

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,200 (+205.69%)	$742,500 (+1,107.32%) Land $148,500 Building $594,000
2025	$495.00 (+1.43%)	$9,225 (-0.65%)	$61,500 (-0.65%) Land $61,500
2024	$488.00 (+1.88%)	$9,285	$61,900 Land $61,900
2023	$479.00 (+988.64%)
2022	$44.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.