Union County property record for 1285 Cobden School Rd, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,866 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-20-02-381-A |
| Primary APN | 04-20-02-381-A |
|---|---|
| Alternative APN |
|
| Lot Area | 37,026 sqft (0.85 acres) |
|---|
| Street Address | 1285 COBDEN SCHOOL RD |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S20 T11 R1W PT N PT NE SW. |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 20 |
| Legal Subdivision | SEC:20 TWP:11S RNG:1W |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950100 |
1285 Cobden School Rd is owned and occupied by two individuals who acquired it in November 2013.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1285 COBDEN SCHOOL RD, COBDEN, IL 62920-3479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 27, 2013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 1285 COBDEN SCHOOL RD, COBDEN, IL 62920-3479 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02018R1236 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018R1236 |
| Name | ANNA-JONESBORO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANNA, IL 62906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2048 |
| Rate | 5.62% |
|---|
The 2025 property tax bill for 1285 Cobden School Rd was $1,866 with a homeowner's exemption, up 1.4% from the year before.
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,866.00 (+1.36%) Homeowner's exemption | $43,250 (+6.55%) Land $3,830 Building $39,420 | $129,750 (+6.55%) Land $11,490 Building $118,260 |
| 2024 | $1,841.00 | $40,590 Land $3,590 Building $37,000 | $121,770 Land $10,770 Building $111,000 |
| 2022 | $1,669.00 Homeowner's exemption | $34,799 Land $3,076 Building $31,723 | $104,397 Land $9,228 Building $95,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1285 Cobden School Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1285 Cobden School Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Illinois |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: BLIP Networks, Frontier.
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