Union County property record for 1860 Cobden School Rd, Cobden, IL 62920
| Property Type | Rural Home |
|---|---|
| Lot Size | 32.1 acres (1,402,196 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-20-02-376 |
| Primary APN | 04-20-02-376 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,402,196 sqft (32.1 acres) |
|---|
| Street Address | 1860 COBDEN SCHOOL RD |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S20 T11 R1W PT NE NW & N PT SE NW |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 20 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950100 |
1860 Cobden School Rd, a rural home, is owner-occupied and held in a trust since April 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1860 COBDEN SCHOOL RD, COBDEN, IL 62920-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 4, 2025 |
| Transfer Doc | 02025R0520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 1860 COBDEN SCHOOL RD, COBDEN, IL 62920-3428 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1860 COBDEN SCHOOL RD, COBDEN, IL 62920-3428 |
| Document Number | 02022R0856 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022R0856 |
| Name | ANNA STATE BANK |
|---|---|
| Type | Bank |
| Address | ANNA, IL 62906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 4, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 1860 Cobden School Rd was $3,428 with exemptions applied, up 1.8% from the year before.
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+1.75%) Homeowner's exemption Senior Citizen's exemption | $79,400 (-42.3%) Land $9,140 Building $70,260 | $238,200 Land $27,420 Building $210,780 |
| 2024 | $3,369.00 | $137,600 Land $8,260 Building $129,340 | |
| 2022 | $3,328.00 Homeowner's exemption | $63,407 Land $6,613 Building $56,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1860 Cobden School Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1860 Cobden School Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.5% of Illinois |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Frontier, Verizon.
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