Lorain County property record for 12848 Gifford Rd, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,076 sqft · built 1974 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Jun 1994) |
| Tax Bill | $2,056 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-014-000-017 |
| Primary APN | 08-13-014-000-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 101,930 sqft (2.33 acres) |
| Patio Area | 120 sqft |
| Heating System | HVAC |
|---|
| Street Address | 12848 GIFFORD RD |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -003 & -015 |
| Legal Subdivision | HENRIETTA 13 |
| Legal Lot Number | 14 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 92100 |
12848 Gifford Rd is owned and occupied by two individuals who bought it in June 1994.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12848 GIFFORD RD, OBERLIN, OH 44074-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 1994 · Amount on File |
| Deed Sale | Jun 2, 1994 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 12848 Gifford Rd was $2,056.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Henrietta Township |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 | $45,740 (+0.01%) Land $18,890 Building $26,850 | $130,670 (-) Land $53,960 Building $76,710 |
| 2024 | $2,056.00 (+2.24%) | $45,735 (+14.38%) Land $18,886 Building $26,849 | $130,670 (+14.38%) Land $53,960 Building $76,710 |
| 2023 | $2,011.00 (+3.45%) | $39,984 (-0.02%) Land $18,606 Building $21,378 | $114,240 Land $53,160 Building $61,080 |
| 2022 | $1,944.00 | $39,990 Land $18,610 Building $21,380 | |
| 2021 | $114,240 Land $53,160 Building $61,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12848 Gifford Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2023) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12848 Gifford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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