Lorain County property record for 12706 Gifford Rd, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,262 sqft · built 1977 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,994 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-014-000-008 |
| Primary APN | 08-13-014-000-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 109,771 sqft (2.52 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,712 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Patio Area | 40 sqft |
| Pole Barn | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12706 GIFFORD RD |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37-08-008G -050-00 |
| Legal Subdivision | HENRIETTA |
| Legal Tract | 13 |
| Legal Lot Number | 14 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 92100 |
12706 Gifford Rd is owned and occupied by two individuals.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12706 GIFFORD RD, OBERLIN, OH 44074-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 12706 Gifford Rd was $4,994.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Henrietta Township |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,994.00 | $117,740 (-0.01%) Land $19,480 Building $98,260 | $336,420 (-) Land $55,670 Building $280,750 |
| 2024 | $4,994.00 (+28.51%) | $117,748 (+47.57%) Land $19,485 Building $98,263 | $336,420 (+47.57%) Land $55,670 Building $280,750 |
| 2023 | $3,886.00 (+3.57%) | $79,790 (-) Land $19,117 Building $60,673 | $227,970 Land $54,620 Building $173,350 |
| 2022 | $3,752.00 | $79,790 Land $19,120 Building $60,670 | |
| 2021 | $227,970 Land $54,620 Building $173,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12706 Gifford Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2023) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12706 Gifford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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