Lake County property record for 12846 Fish Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,919 sqft · built 2009 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,800 (Oct 2009) |
| Tax Bill | $2,839 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-26-1501-000-16900 |
| Primary APN | 07-23-26-1501-000-16900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,919 sqft Living Area |
| 1st Floor Area | 1,919 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3849966 |
|---|---|
| Street Address | 12846 FISH LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERLOOK AT LAKE LOUISA PHASE 2 PB 58 PG 31-34 LOT 169 ORB 3827 PG 1513 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 07 |
| Legal Subdivision | OVERLOOK AT LAKE LOUISA PHASE |
| Legal Phase | 2 |
| Legal Tract | F-H |
| Legal Lot Number | 169 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 31316 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12846 FISH LN, CLERMONT, FL 34711-8076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2009 · Amount on Record |
| Deed Sale | Oct 8, 2009 · Amount on Record |
| Deed Document Number | 2009108487 |
| Deed Book / Page | 3827 / 1513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12846 FISH LN, CLERMONT, FL 34711-8076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0055360451 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 5536/451 |
| Instrument | 2020097034 |
| Name | MCCOY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 1, 2030 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,230 (+5.98%) Land $100,000 Building $94,230 | $381,055 (+2.04%) Land $100,000 Building $281,055 | |
| 2024 | $2,839.00 (+9.44%) | ||
| 2023 | $2,594.00 (+11.71%) Homeowner's exemption | $183,270 (+3%) | $373,436 (+16.75%) Land $100,000 Building $273,436 |
| 2022 | $2,322.00 Homeowner's exemption | $177,940 | $319,856 Land $75,250 Building $244,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Summit Broadband, Verizon.
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