12829 Elegance Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12829 Elegance Dr, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,840 sqft · built 2001
Lot Size	0.252 acres (10,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,000 (Apr 2014)
Tax Bill	$8,945 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1090-381-25-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-381-25-0000`
Alternative APN	`0227022250000`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,670 sqft
2nd Floor Area	1,170 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,965 sqft (0.252 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12829 ELEGANCE DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15947 LOT 25 BOOK 279 PAGE 34
Legal Subdivision	TRACT NO 15947
Legal Tract	15947
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2010
Census Tract	2048

Owner

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Construction Mortgage CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROLAND COVEY
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2014 · Amount on Record
Deed Sale	Apr 28, 2014 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	2014150192
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 31, 2026
Property Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Document Number	0000197713
Instrument Date	Jul 27, 2026
Instrument	2026197713
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346

Mortgage

Document Number	0000197713,
Date	Jul 31, 2026
Instrument	2026197713

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Rate	6.49%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346

Mortgage

Document Number	0000156551
Date	Jun 26, 2023
Instrument	2023-0156551

Lender

Name	ROLAND COVEY
Type	Private Party
Address	16561 BOLSA CHICA ST STE 202, HUNTINGTON BEACH, CA 92649

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jul 1, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12829 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346

Mortgage

Document Number	0000179251
Date	Apr 19, 2021
Instrument	2021-0179251

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,210 (+2%) Land $173,802 Building $521,408
2025	$8,945.00 (+5.1%)	$681,578 (+4.04%) Land $170,394 Building $511,184
2023	$8,511.00 (+1.31%)	$655,111 Land $163,777 Building $491,334
2022	$8,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Elegance Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures