Caroline County property record for 12840 River Rd, Ridgely, MD 21660
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,565 sqft · built 1972 |
| Lot Size | 41.4 acres (1,805,562 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,000 (Sep 1997) |
| Tax Bill | $6,255 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002971 |
| Primary APN | 07-002971 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,565 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,805,562 sqft (41.4 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 369 sqft |
| Shed | 1 Shed |
| Shed Area | 1,440 sqft |
| Stable | 2,600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 002971 |
|---|---|
| Street Address | 12840 RIVER RD |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R R1 |
| Legal Description | 41.45 AC E/S RIVER ROAD E OF RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12840 RIVER RD, RIDGELY, MD 21660-1659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 1997 · Amount on Record |
| Deed Sale | Sep 8, 1997 · Amount on Record |
| Deed Document Number | 1997672 |
| Deed Book / Page | 322 / 660 |
| Record Updated | Oct 29, 2026 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,255.00 (+4.35%) Homeowner's exemption | $635,367 (+25.67%) | $686,100 (+28.51%) Land $99,100 Building $587,000 |
| 2025 | $5,994.00 (+12.29%) | ||
| 2023 | $5,338.00 Homeowner's exemption | $505,567 | $533,900 Land $86,600 Building $447,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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