Caroline County property record for 12702 River Rd, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,128 sqft · built 1880 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,500 (Dec 2004) |
| Tax Bill | $1,627 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008074 |
| Primary APN | 07-008074 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,128 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 95,832 sqft (2.2 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 008074 |
|---|---|
| Street Address | 12702 RIVER RD |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 2.20 AC RIVER ROAD E OF RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 955201 |
12702 River Rd is owned by an individual who bought it in December 2004.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12670 RIVER RD, RIDGELY, MD 21660-1655 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2004 · Amount on File |
| Deed Sale | Dec 8, 2004 · Amount on File |
| Deed Document Number | 200441446 |
| Deed Book / Page | 576 / 54 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12702 River Rd was $1,627, up 5.4% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,627.00 (+5.38%) | $146,133 | $156,300 Land $94,000 Building $62,300 |
| 2025 | $1,544.00 | ||
| 2023 | $1,310.00 | $120,000 | $125,800 Land $81,000 Building $44,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12702 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12702 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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