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1284 Cypress St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1284 Cypress St, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,246 sqft · built 1964
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Nov 2025)
Tax Bill$4,860 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01132-0000-00021

Property Details

APN / Parcel Number

Primary APN13-01132-0000-00021
Alternative APNs
  • 130113200021
  • 00066373

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00066373
Street Address1284 CYPRESS ST
CityFORKED RIVER
StateNJ
Zip08731-4526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description75 X 100 22,23
Legal Block1132
Legal Lot Number21
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group1
Census Block1060
Census Tract732004

Owner

1284 Cypress St is owned and occupied by two individuals who bought it in November 2025.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1284 CYPRESS ST, FORKED RIVER, NJ 08731-4526
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleOct 31, 1986
Deed Document Number202587546
Deed Book / Page20185 / 1754
Record UpdatedSep 20, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateNov 5, 2025
Property Address1284 CYPRESS ST, FORKED RIVER, NJ 08731-4526
Document Number0201851754
Book / Page20185 / 1754
Instrument DateOct 27, 2025
Instrument2025087546
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyMCT TITLE SERVICES LLC, CTA TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2646 KENDALL AVE, KISSIMMEE, FL 34744-4056

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1284 CYPRESS ST, FORKED RIVER, NJ 08731-4526

Mortgage

Document Number2025090867
DateNov 5, 2025
Instrument2025090867
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1284 Cypress St was $4,860, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,700 (-) Land $81,000 Building $96,700$177,700 (-) Land $81,000 Building $96,700
2025$4,860.00 (+7.95%)$177,700 Land $81,000 Building $96,700$177,700 Land $81,000 Building $96,700
2024$4,502.00
2023$177,700 Land $81,000 Building $96,700$177,700 Land $81,000 Building $96,700
2022$4,021.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1284 Cypress St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2012–2024)
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1284 Cypress St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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