1275 Cypress St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1275 Cypress St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 1971
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 1992)
Tax Bill	$7,554 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01125-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`13-01125-0000-00054`
Alternative APNs	`130112500054` `00065513`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,448 sqft Living Area
1st Floor Area	2,448 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00065513
Street Address	1275 CYPRESS ST
City	FORKED RIVER
State	NJ
Zip	08731-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	120 X 100 55,56,57,58,59
Legal Subdivision	PROPERTY/BARNEGAT PINES REALTY
Legal Block	1125
Legal Lot Number	54
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1040
Census Tract	732004

Owner

1275 Cypress St is owned and occupied by two individuals who acquired it in July 2026.

Source: Ocean County and Lacey Township records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1275 CYPRESS ST, FORKED RIVER, NJ 08731-4527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE
Jun 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 1992 · Amount on File
Deed Sale	Jan 10, 1992 · Amount on File
Deed Book / Page	4955 / 678
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000065349
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 12, 2026
Property Address	1275 CYPRESS ST, FORKED RIVER, NJ 08731-4527
Document Number	0000065349
Book / Page	20467 / 1691
Instrument Date	Jul 28, 2026
Instrument	202665349
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	QUALITY TITLE AND ABSTRACT, QUALITY TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 CYPRESS ST, FORKED RIVER, NJ 08731-4527

Mortgage

Document Number	0000065350,
Date	Aug 12, 2026
Instrument	202665350

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2057

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jun 2, 2022
Property Address	1275 CYPRESS ST, FORKED RIVER, NJ 08731-4527
Document Number	0190511041
Book / Page	19051 / 1041
Instrument Date	Apr 25, 2022
Instrument	2022063744
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1275 CYPRESS ST, 1275, FORKED RIVER, NJ 08731-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 CYPRESS ST, FORKED RIVER, NJ 08731-4527

Mortgage

Document Number	2022063745
Date	Jun 2, 2022
Instrument	2022063745

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1275 Cypress St was $7,554, up 9.4% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,200 (-) Land $85,500 Building $190,700	$276,200 (-) Land $85,500 Building $190,700
2025	$7,554.00 (+9.4%)	$276,200 Land $85,500 Building $190,700	$276,200 Land $85,500 Building $190,700
2024	$6,905.00
2023		$272,500 Land $85,500 Building $187,000	$272,500 Land $85,500 Building $187,000
2022	$6,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1275 Cypress St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1275 Cypress St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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