12831 Capshaw Ct, Fort Wayne, IN 46845 Property Records

Allen County property record for 12831 Capshaw Ct, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,956 sqft · built 1999
Lot Size	0.308 acres (13,400 sqft)
Owner	2 Individual Names on File
Last Sale	$349,220 (Jul 2025)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-27-255-007.000-057`

Property Details

APN / Parcel Number

Primary APN	`02-02-27-255-007.000-057`
Alternative APN	`2450730059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,956 sqft Living Area
Gross Area	6,876 sqft
1st Floor Area	2,028 sqft
Basement Area	2,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	1,340 ft deep x 1,000 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12831 CAPSHAW CT
City	FORT WAYNE
State	IN
Zip	46845-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPEL CREEK SEC II LOT 59
Legal Subdivision	CHAPEL CREEK
Legal Lot Number	59
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2018
Census Tract	10305

Owner

12831 Capshaw Ct is owned and occupied by two individuals who bought it in July 2025.

Source: Allen County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Loan Assumption CARRINGTON MORTGAGE SERVICES LLC
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 3, 2021	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	202529343
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11565 PAYETTE HEIGHTS RD, PAYETTE, ID 83661-5008

Mortgage

Document Number	2025029344
Date	Jul 1, 2025
Instrument	2025029344

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	313 Months
Due	Aug 1, 2051

Interest

Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020028407
Date	May 26, 2020
Instrument	2020028407

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2048

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 3, 2021
Property Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336
Document Number	2021052074
Map Reference	CAB C PG 128
Instrument Date	Jul 30, 2021
Instrument	2021052074
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336

Mortgage

Document Number	2021052075
Date	Aug 3, 2021
Instrument	2021052075

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 27, 2017
Property Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336
Document Number	2017067134
Map Reference	CAB C PG128
Instrument Date	Dec 20, 2017
Instrument	2017067134
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CENTUION LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12831 CAPSHAW CT, FORT WAYNE, IN 46845-2336

Mortgage

Document Number	2017067135
Date	Dec 27, 2017
Instrument	2017067135

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12831 Capshaw Ct was $3,496, down 4.7% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,496.00 (-4.66%)	$479,400 Land $37,700 Building $441,700	$479,400 Land $37,700 Building $441,700
2024	$3,667.00 (+7.19%)
2023	$3,421.00 (+10.78%)	$435,600 (+11.32%) Land $37,700 Building $397,900	$435,600 (+11.32%) Land $37,700 Building $397,900
2022	$3,088.00	$391,300 Land $37,700 Building $353,600	$391,300 Land $37,700 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12831 Capshaw Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12831 Capshaw Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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