1283 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1283 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 2006
Lot Size	0.167 acres (7,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,900 (Sep 2026)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0240-000D0-0220`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0240-000D0-0220`
Alternative APNs	`2518S18E0240000D00220` `3295662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,686 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,280 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	6 Parking Spaces
Porch	Patio
Porch Area	219 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3295662
Street Address	1283 W DIAMOND SHORE LOOP
City	HERNANDO
State	FL
Zip	34442-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LAKEVIEW VILLAS PB 17 PG 107 LOT 22 BLK D
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	LAKEVIEW VILLAS (PB-17 PG-107-
Legal Block	D
Legal Lot Number	22
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1009
Census Tract	450703

Owner

Source: Citrus County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1283 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer FIRST NATIONAL TITLE LLC, FIRST NATIONAL TITLE
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU
Apr 3, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	202655685
Deed Book / Page	3707 / 1453
Prior Transfer Date	May 20, 2010
Prior Transfer Doc	0000024139
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 16, 2026
Property Address	1283 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number	0000055685
Book / Page	3707 / 1453
Instrument Date	Aug 31, 2026
Instrument	202655685
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	FIRST NATIONAL TITLE LLC, FIRST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$244,551.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1283 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030802068
Date	Aug 6, 2020
Book Page	3080/2068
Instrument	2020040597

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 3, 2018
Property Address	1283 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number	0028902013
Book / Page	002890 / 002013
Instrument Date	Mar 21, 2018
Instrument	16041
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,371.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 42ND ST VIENNA WV 261051819, VIENNA, WV 26105-1819

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (+4.94%)	$214,126 (-27.83%)	$283,744 (-4.37%) Land $30,000 Building $253,744
2024	$2,613.00 (+2.55%) Homeowner's exemption Additional exemption filed	$296,716 (-9.67%) Land $30,000 Building $266,716	$296,716 (-9.67%) Land $30,000 Building $266,716
2023	$2,548.00 (+7.01%) Homeowner's exemption Additional exemption filed	$328,487 (+33.03%) Land $30,000 Building $298,487	$328,487 (+33.03%) Land $30,000 Building $298,487
2022	$2,381.00 Homeowner's exemption Additional exemption filed	$246,920 Land $30,000 Building $216,920	$246,920 Land $30,000 Building $216,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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