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1277 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1277 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,964 sqft · built 2008
Lot Size0.185 acres (8,060 sqft)
Owner2 Individual Names on Record
Last Sale$74,500 (Jun 2008)
Tax Bill$3,078 (2025)
Deeds & MortgagesOct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN18E-18S-25-0240-000D0-0240

Property Details

APN / Parcel Number

Primary APN18E-18S-25-0240-000D0-0240
Alternative APNs
  • 2518S18E0240000D00240
  • 3295686

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,964 sqft Living Area
Gross Area2,405 sqft
1st Floor Area1,964 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area8,060 sqft (0.185 acres)
Lot Dimensions140 ft deep x 52 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Open Porch
Porch Area266 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3295686
Street Address1277 W DIAMOND SHORE LOOP
CityHERNANDO
StateFL
Zip34442-6286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionLAKEVIEW VILLAS PB 17 PG 107 LOT 24 BLK D
Legal Range18E
Legal Township18S
Legal Section23
Legal SubdivisionLAKEVIEW VILLAS (PB-17 PG-107-
Legal BlockD
Legal Lot Number24
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1009
Census Tract450703

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1277 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2008 · Amount on Record
Deed SaleJun 19, 2008 · Amount on Record
Deed Document Number200830291
Deed Book / Page2224 / 1831
Last Transfer DateNov 4, 2009
Transfer Doc0023210667
Record UpdatedJun 8, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address1277 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number0029371156
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1277 W DIAMOND SHORE LOOP HERNANDO FL 344426286, HERNANDO, FL 34442-6286

Mortgage

Document Number0029371156
DateNov 2, 2018
Book Page002937/001156
Instrument55699
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,078.00 (+4.69%) Homeowner's exemption$236,788 (-27.59%)$312,830 (-4.33%) Land $30,000 Building $282,830
2024$2,940.00 (+2.51%) Homeowner's exemption Additional exemption filed$326,996 (-10.68%) Land $30,000 Building $296,996$326,996 (-10.68%) Land $30,000 Building $296,996
2023$2,868.00 (+6.98%) Homeowner's exemption Additional exemption filed$366,110 (+33.47%) Land $30,000 Building $336,110$366,110 (+33.47%) Land $30,000 Building $336,110
2022$2,681.00 Homeowner's exemption Additional exemption filed$274,300 Land $30,000 Building $244,300$274,300 Land $30,000 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Starlink
Satellite		280 / 30

May also be available: Verizon.

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