Montgomery County property record for 12824 Tern Dr, North Potomac, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,936 sqft · built 1965 |
| Lot Size | 0.942 acres (41,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jan 2022) |
| Tax Bill | $6,401 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00411323 |
| Primary APN | 06-00411323 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 41,022 sqft (0.942 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 00411323 |
|---|---|
| Street Address | 12824 TERN DR |
| City | NORTH POTOMAC |
| State | MD |
| Zip | 20878-3570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MOUNTAIN VIEW EST |
| Legal Subdivision | MOUNTAIN VIEW EST |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700615 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12820 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 13, 2018 | Grant Deed, Transfer VILLAGE SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Book / Page | 65014 / 131 |
| Last Transfer Date | May 31, 2024 |
| Transfer Doc | 0680520496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 10, 2022 |
| Property Address | 12824 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Document Number | 0650140131 |
| Book / Page | 65014 / 131 |
| Map Reference | MB 77 PL 7709 |
| Instrument Date | Dec 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12820 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Document Number | 0065014135 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 65014/135 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 13, 2018 |
| Property Address | 12824 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Document Number | 0563110383 |
| Book / Page | 056311 / 000383 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12824 TERN DR NORTH POTOMAC MD 208783570, NORTH POTOMAC, MD 20878-3570 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,167 (+7.02%) | $560,700 (-) Land $289,000 Building $271,700 | |
| 2025 | $6,401.00 (+8.38%) | $491,633 (+9.21%) | $560,700 (+22.66%) Land $289,000 Building $271,700 |
| 2024 | $5,906.00 (+7.81%) | ||
| 2023 | $450,167 | $457,100 Land $275,400 Building $181,700 | |
| 2022 | $5,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2012–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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