12820 Tern Dr, North Potomac (Gaithersburg), MD 20878 Property Records

Montgomery County property record for 12820 Tern Dr, North Potomac, MD 20878 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,542 sqft · built 1991
Lot Size0.83 acres (36,170 sqft)
OwnerIndividual Name on File
Last Sale$665,000 (Mar 2005)
Tax Bill$7,767 (2025)
Flood ZoneZone X (minimal risk)
APN06-00411802

Property Details

APN / Parcel Number

Primary APN06-00411802
Alternative APN
  • 00411802

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,542 sqft Living Area
Gross Area4,026 sqft
1st Floor Area2,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area36,170 sqft (0.83 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area650 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00411802
Street Address12820 TERN DR
CityNORTH POTOMAC
StateMD
Zip20878-3570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW ESTATES
Legal SubdivisionMOUNTAIN VIEW EST
Legal BlockC
Legal Lot Number21
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group1
Census Block1002
Census Tract700615

Owner

Source: Montgomery County records · APN 06-00411802

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12820 TERN DR, NORTH POTOMAC, MD 20878-3570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2005 · Amount on Record
Deed SaleMar 29, 2005 · Amount on Record
Prior SaleMar 29, 2005 · Amount on Record
Deed Document Number200511549
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$719,200 (+7.28%)$768,000 (-) Land $283,300 Building $484,700
2025$7,767.00 (+18.76%)$670,400 (+9.56%)$768,000 (+23.55%) Land $283,300 Building $484,700
2023$611,900$621,600 Land $269,900 Building $351,700
2022$6,540.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317006151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2012–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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